Our Process

Because First Mercantile Trust takes on investment-level fiduciary responsibility, we perform an elevated level of due diligence. First Mercantile’s platform of investment options strive for strong performance, managed risk and cost efficiency. We’re not out to find the next hot investment manager. We’re interested in talented, dedicated managers who consistently adhere to their investment philosophy.

Investment Management Team

First Mercantile’s Advisor Review Committee is ultimately responsible for making sure each money manager and mutual fund meets our strict performance standards.

The Investment Analytics Group performs evaluation of the investment offerings, money manager and mutual fund searches, and provides written commentary and in-depth fund analysis.

Rigorous Due Diligence

All options are pre-qualified and subject to some of the most rigorous due diligence in the industry.

Monitoring Process

Once approved for inclusion on our investment platform, each money manager and mutual fund is reviewed on an ongoing basis regarding:

  • Consistency of style within its stated investment policies.
  • Changes in the personnel, process, firm management and ownership.
  • Fund performance in relation to its stated benchmark and peer universe.
Third Party Certification

To provide plan sponsors with peace-of-mind, First Mercantile’s objective, third-party certification process through Mesirow Financial helps meet fiduciary requirements. Mesirow Financial certifies that our investment identification screening and monitoring processes are consistent with ERISA standards of fiduciary prudence.

Need more information? Let us earn your trust. Contact us now.