About Our CITs

Collective Investment Trusts (CITs) are tax-exempt pooled investment products that can only be offered by a bank or trust company for qualified retirement plans, and First Mercantile was among the first providers to put them on the map.

First Mercantile’s expertise in this innovative investment product is unrivalled and offers many benefits for plan sponsors.

Flexibility

You have many choices to meet your needs, without proprietary fund requirements:

  • Advisor Funds, sub-advised by institutional managers
  • More than 40 Mutual Fund families
  • Low cost Exchange Traded Funds (ETFs)
  • Asset Allocation Funds targeted to risk or retirement date
High degree of fee transparency

First Mercantile Trust provides reporting that makes it easy to understand fees.

Meaningful, investment level fiduciary services

Responsive, investment level fiduciary services provide an extra layer of protection and peace of mind.

Rigorous due diligence process

All options are pre-qualified and subject to some of the most rigorous due diligence in the industry.


Need more information? Let us earn your trust. Contact us now.

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