Investment Professionals

First Mercantile Trust gives investment professionals like you a competitive edge in today's retirement plan marketplace. From prospecting to finalizing the sale, from plan implementation to ongoing plan management, from employee education to personal account management, investment professionals like you will find that our capabilities make a real difference in helping you to power up your practice.

The Value of the Investment Professional

Consider: The value and expertise of the investment professional, supported by the service quality of First Mercantile – it’s a powerful combination for the plan sponsor. At First Mercantile, we believe so strongly in the importance of the investment professional’s role that we will not quote business without you.

You can trust First Mercantile to deliver:

A Powerful Investment Platform

Our Preferred Trust investment platform is composed of approximately 180 collective trust investment options that represent diversity and depth within each asset class, as well as the full range of investment styles. You and your plan sponsors can select up to 25 investment choices from an extensive list of independent money manager trusts and collective investment trusts investing in well-known mutual funds, as well as lifestyle asset allocation models and exchange-traded funds. As the investment professional, you also have the flexibility to create customized asset allocation models for each plan.

Our Spectrum platform includes investment options product include a wide range of mutual funds from nationally recognized mutual fund families. The funds are priced at net asset value and thus reflect the daily published returns of the mutual fund. You can offer up to 25 investment choices to your participating employees.

Meaningful Fiduciary Support

First Mercantile recognizes the high importance of fulfilling fiduciary responsibilities in today’s financial marketplace. That’s why we make available our Fiduciary MasterPlanner™ services to help you and your plan sponsors document and maintain quality compliance records. Our Fiduciary MasterPlanner™ services assist you and your plan sponsors with understanding and complying with your roles as plan fiduciaries.

Efficient Plan Administration

We work together with your choice of third party administrators to handle administrative tasks. We provide the TPA with necessary resources to facilitate the accurate and timely transfer of data; training and support to ensure efficiency when working with us; and access to our web-based, user-friendly plan management tools.

Customized Plan Management and Web Tools

First Mercantile understands that time is money. Through our efficient, comprehensive web site designed specifically for investment professionals, our online account management tools provide detailed account information, extensive up-to-date reports, performance monitoring tools, and investment management information.

We offer tailored web sites to fit your unique needs as an investment professional as well as those of plan sponsors and participants. Plan sponsors can manage their plan online and participants can monitor or make changes to their personal accounts at any time. Additionally, there is an extensive array of reports available to you, the TPA, your plan sponsors and participants.

The best way to realize the capabilities of the web site is to see it for yourself. Access our investment professional website demo.

Extensive Communication and Education

We don’t just communicate, we educate. First Mercantile provides comprehensive education support, saving you time and increasing employee participation. We can conduct enrollment meetings, provide additional educational materials, and help teach participants the importance of establishing and sticking with an investment strategy.

Flexible Pricing and Fee Transparency

First Mercantile's products were established with the intention of providing sponsors of qualified employee benefit plans with a cost- effective, administratively-convenient vehicle through which plan assets may be invested pursuant to particular investment strategies and styles. Our product offers a flexible and unique fee structure. Our trusts are collective investment trusts that allow us to wrap fees into the unit value of a trust. This makes it possible to charge fees without line item expenses to the participants. We then pay your fees monthly.

Each plan is different, so we price each plan uniquely based on the plan demographics and the services to be used. We will present you with all available pricing options so that you can select the level of payout you need.

Dedicated Support Team

Retirement is personal. Retirement planning should be too. That’s why, in addition to providing flexible investment options, fiduciary security, a choice of administrative plans, and fee transparency, we also give you the best people in the business. Your regional First Mercantile team has been assembled to bring you exceptional expertise and personal service. We will do more than put together a plan for you. We’ll build you a service platform that rises above.


Need more information? Let us earn your trust. Contact us now.

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